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About this Book:

Bad credit is a fact of life for millions of Americans. Americans are filing bankruptcy by the millions each year due to poor financial judgment and management. CREDIT EMERGENCY SURGERY is based on the fact that the average person does not know how important good credit is until they have embarked on a financial endeavor in which having a good credit history is an integral part of the equation. Credit issues are usually the factors that delay the close of the transaction. The effort of this book is to assist the reader by identifying steps to resolve credit issues.

About the Author:

Born and raised in Chicago, Illinois. Bernard Muhammad has a bachelor’s degree in business finance from Western Illinois University. The author is an accountant, mortgage loan consultant and real estate investor. The author has years of experience in repairing credit reports

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